Disaster Recovery Loan Program

The Minnesota Housing Disaster Recovery Loan Program is accepting applications in response to the severe storms and flooding in Minnesota between June 16 and July 4, 2024.

The Disaster Recovery Loan Program offers loans to eligible individuals whose home sustained damage because of a natural disaster. The program is a last resort when private insurance and federal assistance are not adequate to return a damaged home to its pre-disaster condition.

Loans can be used for the cost of repairs, not already covered by other assistance, to return a homeowner's existing home or eligible rental property to a habitable condition.

To find out more and apply for the program, contact the participating Disaster Recovery Loan Program lender serving your community:

• Learn about program guidelines and terms
• Get answers to your questions
• Find out what resources are available in your area

Cook, Itasca, Lake and St. Louis Counties:

Arrowhead Economic Opportunity Agency
2900 E Beltline, Suite 9, Hibbing, MN 55746
Contact: Beth Davies at beth.davies@aeoa.org or 218.735.6819

Cottonwood, Blue Earth, Faribault, Jackson, Le Sueur, Martin, Nicollet, Waseca and Watonwan Counties:

Minnesota Valley Action Council, Inc.
706 N Victory Drive, Mankato, MN 56001
Contact: Judd Schultz at jschultz@mnvac.org or 507.345.2401 

Freeborn, Goodhue, Mower, Rice and Steele Counties:

SEMCAC
204 S Elm Street, PO Box 549, Rushford, MN 55971
Contact: Cindy Vitse at Cindy.Vitse@semcac.org or 507.864.7741

Murray, Nobles and Rock Counties:

Southwestern Minnesota Opportunity Council, Inc.
1106 Third Avenue, Worthington, MN 56187
Contact: Karie Bursell at kbursell@smoc.us or 507.376.4195

You may also be able to find help through the following organizations:

• Red Cross
• United Way 211 (for 2024 severe storms and flooding only)
• Disaster Distress Helpline
• Minnesota Department of Commerce Disaster Information Center
• Veterans Linkage Line