Barnaamijyada Hagaajinta Guryaha

This webpage was translated from English as a convenience to people with limited English skills. We try to provide accurate translations, but slight differences may exist. If there is a difference between the English version and a version in another language, the English version is the official one.

Boggan waxaa laga soo turjumay Ingiriis si loogu fududeeyo dadka leh aqoon afka Ingiriisiga ee xadidan. Waxaan isku dayeynaa inaan bixino turjumado sax ah, laakiin waxaa jiri kara kala duwanaansho yar. Haddii ay jirto kala duwanaansho u dhaxeysa nooca Ingiriisiga iyo nooca kale ee luqad kale, nooca Ingiriisiga ayaa ah midka rasmiga ah.

Ma u baahan tahay in gurigaaga dib loo hagaajiyo? Minnesota Housing waxay bixisaa barnaamijyo amaah oo kala duwan si loogu taageero hagaajinta ama casriyeynta gurigaaga. Waxaan si wadajir ah ula shaqeynaa deyn-bixiyayaasha maxalliga ah ee wax ka sheegi kara u-qalmitaanka barnaamijyada isla markaana kaa caawin kara inaad waxbadan ka barato barnaamijyadeena. Ka ogow wax badan oo ku saabsan barnaamijyadeena hoose ku qoran.

Barnaamijka Amaahda kasoo-kabashada Musiibada 2024

Use URL Anchor "#Disaster" to link to this location. This component only appears in the site builder.

Barnaamijka Amaahda kasoo-kabashada Musiibada 2024

CODSIGA HADDA AYAA LA AQBALAYAA

Disaster Recovery Loan Program wuxuu kaa caawinayaa gargaar dhaqaale ee Gobolka oo laagu talagalay kuwa guryahooda ku waxyeeloobay masiibo dabiici ah oo ay ka mid yihiin masiibooyinka kuwa loo aqoonsaday xaalad masiibo ee uu madaxweynaha caddeeyey.

Amaahda Soo-kabashada Masiibada waa xalka ugu dambeeya marka caymiska gaarka ah iyo caawimada federaalka aysan ku filnayn in guryaha waxyeelloobay lagu soo celiyo xaaladihii uu hore ee uu ku sugnaa.

Codsiyada waa in la soo gudbiyaa marka la gaaro: Febraayo 28, 2025

Su’aalo?

651.296.8215 ama 800.710.8871

Barnaamijka Amaahda Hagaajinta Guryaha ee Fix Up

Use URL Anchor "#FixUp" to link to this location. This component only appears in the site builder.

Barnaamijka Amaahda Hagaajinta Guryaha ee Fix Up

Haddii aad u baahan tahay inaad samayso dayactir lagama maarmaan ah ama aad rabto inaad casriyeyso gurigaaga, amaahda Fix Up waxay kaa caawin kartaa maalgelinta inta badan mashaariicda guryaha hagaajinta u-qalma. Amaahda Fix Up waxay leedahay heerer deemeyd iyo shuruudo dib-u-bixinta muddo dheeraad ah (qaar ka mid ah amaahda illaa 20 ayay gaarayaan), taas oo ka dhigan bixino billo ah oo la jaan qaadi kara miisaaniyaddaada.

Astaamaha Dheeraadka ah ee Barnaamijka

Amaah laga bilaabo $2,000 ilaa $75,000
Shuruudaha amaahda oo u dhexeeya 1 sano ilaa 20 sano
Heerka deenta oo go’an
Bixinta bil-bil ah oo ku dheelitiran muddada amaahda
Looma baahna lacag deebaaji ah
Fursado amaah la hubiyay iyo amaah anan lahubinin.
Looma baahna ama wax yar oo sinnaanta gurigaaga ah ayaa loo baahan yahay.
Shuruudaha dakhliga ee barnaamijka amaahda Fix Up
- Looma sameyn xaddidaad dakhli ee barnaamijka Incentive Rate Energy Conservation
- Looma sameyn xaddidaad ee dakhli barnaamijka Accessibility
Maalgelinta mashaariicda ee horay loo bilaabay ama lagu dhammeeyey 120-kii maalmood ee la soo dhaafay
Kireyso qandaraasle ama adigaba sameyso shaqada.
Ma jirto ganaax bixin

Shuruudaha Barnaamijka

Shuruudaha barnaamijka Fix Up waxaa ka mid ah:

Income limits, Xaddidaadaha dakhliga (marka laga reebo barnaamijyada Incentive Rate Energy Conservation iyo Accessibility, kuwaas oo aan lahayn xaddidaad dakhli)
Heerka ugu yar ee dhibcaha amaahda (credit score)
Shuruudda lahaanshaha guri-deggenaanta oo macnaheedu yahay inaad guriga ku noolaato muddada amaahda

Mashaariicda U Qalma

Amaah-bixiyahaaga ka qayb qaadanaya barnaamiskan ayaa go’aaminaya u-qalmitaanka mashruuca. Hagaajinta guryaha keliya, kuwa labada-qoys, saddex-qoys, iyo afar-qoys ayaa u qalmi kara.

Tusaalooyinka u-qalmida mashaariicdan waxaa ka mid ah:

Balakoonada iyo meelaha nasashada
Dib-u-hagaajinta musqusha ama jikada
Qurxinta dabaqyada hoose
Foornada, kuleylka, hawo diirinta, iyo qaboojiyaha dhexe
Daaqadaha iyo gidaarka dibadda
Dahaarka
Saqafka
Jarista ama ka saarida geedaha ama dib u qaabaynta dhulka
Dayactirka ama beddelka nidaamka godka musqusha (septic)
Yareynta wasakhda caaryada iyo radon-ka
Hagaajinta marin-iyo-isticmaalka ee goobaha dadka naafada ah
Garaashyada
Kordhinta guriga
Unugyada hoyga ee ku xiran guriga
Iyo qaar kaloo badan

La Xidhiidh Amaah-bixiyahaaga la Oggolaaday si aad u ogaato Hagaajinta kale ee U-Qalma!

How to get a Fix Up Loan

Sida Loo Helo Amaahda Fix Up Loan

Isticmaal bogga Diiwaanka Amaah-Bixiyaha si aad u hesho amaah-bixiyaha la oggolaaday ee ka qayb qaadanaya Minnesota Housing. Waxaad si toos ah ula shaqayn doontaa amaah-bixiyahaaga laga bilaabo u-qalmitaanka illaa xidhitaanka amaahda Fix Up Loan.

Energy Loan Plus

Use URL Anchor "#Energy" to link to this location. This component only appears in the site builder.

Energy Loan Plus

Samee hagaajin la xiriirta ilaalinta tamarta gurigaaga adiga oo isticmaalaya amaahda hagaajinta guriga oo leh heer daneyn hoose. Lacagtu waa xaddidan tahay waxaana laga yaabaa inay si dhaqso ah u dhamaato – la xiriir amaah-bixiyaha ka qayb qaadanaya si aad u ogaato haddii aad u-qalanto.

Astaamaha barnaamijka

Qaddarka amaahda oo ah laga bilaabo $2,000 ilaa $30,000
Ikhtiyaarro amaah oo ammaan ah iyo kuwa aan ammaan lahayn
Shuruudaha amaahda oo u dhexeeya 3 sano ilaa 20 sano
Heerka daneyn oo go’an
Bixinta bille ah oo isku dheelitiran muddada amaahda
Looma baahna lacag deebaaji ah
In yar ama waxba uma baahnid qiimaha gurigaaga si aad u hesho
Looma sameyn ganaax bixinta hore

Sharuudaha barnaamijka

Xaddidaadaha Dakhliga
Darajo dhibcaha amaahda oo ugu yaraan ah
Shuruudda lahaanshaha guri-deggenaanta oo macnaheedu yahay inaad guriga ku noolaato muddada amaahda

U Qalmidda Mashaariicda

Amaah-bixiyahaaga ka qayb qaadanaya ayaa go’aaminaya u-qalmitaanka mashruuca. Hagaajinta guryaha keliya, kuwa laba-qoys, saddex-qoys, iyo afar-qoys ayaa u qalmi kara.

Tusaalooyinka mashaariicda u-qalma waxaa ka mid ah:

Daaqadaha
Dahaarka
Nidaamyada kuleylka iyo qaboojinta
Kululeeyeyaasha biyaha

Sida Loo Helo Amaahda Energy Loan Plus

Isticmaal qalabka Diiwaanka Amaah-Bixiyaha si aad u hesho amaah-bixiyaha la oggolaaday ee ka qayb qaadanaya Minnesota Housing. Waxaad si toos ah ula shaqayn doontaa amaah-bixiyahaaga laga bilaabo u-qalmitaanka illaa xidhitaanka amaahda. Haddii mashruucaagu ballaadhan yahay ama aadan buuxin shuruudaha dakhliga, la xiriir amaah-bixiyahaaga si aad wax badan uga ogaato ikhtiyaarka amaahda Fix Up.

Mashruucan waxaa suurta geliyey deeq laga helay Waaxda Tamarta ee Mareykanka iyo Waaxda Ganacsiga ee Minnesota iyada oo loo marayo Xeerka Maalgashiga Kaabayaasha iyo Shaqooyinka ee 2021 (IIJA).

Barnaamijka Amaahda Dayactirka iyo Barnaamijka Amaahda Degdegga & Kabista

Use URL Anchor "#Rehab" to link to this location. This component only appears in the site builder.

Barnaamijka Amaahda Dayactirka iyo Barnaamijka Amaahda Degdegga & Kabista

The Rehabilitation Loan Program and Emergency & Accessibility Loan Program (RLP/ELP) waxay caawiyaan milkiileyaasha danyarta ah inay maalgashadaan hagaajinta gurigooda si loo hubiyo badbaadada, degganaanshaha, waxtarka tamarta, ama marin-iyo-isticmaalka dadka naafo ah. Barnaamijka Degdegga & Kaabista wuxuu u suurtagelinayaa hagaajinta guriga xaaladaha degdegga ah ama baahiyaha marin-iyo-isticmaalka dadka qaba naafonimada.

Si Aad Ugu Qalanto Waa Inaad:

La shaqaysaa amaah-bixiye ku lug leh Barnaamijka Dayactirka
Buuxisaa shuruudaha dakhliga ee barnaamijka
Aan haysan hanti ka badan $25,000
Lahaataa guriga iyo inaad deggenaato hantida la dayactirayo
Lagaaga dhammaan yahay canshuuraha iyo amaahda guriga

Astaamaha Barnaamijka

Qaddarka ugu badan ee amaahda waa $37,500
Mudada ugu badan ee amaahda waa 15 sano hantida cashuurta hantida dhabta ah iyo 10 sano guryaha moobilka/soo saaray ee lagu cashuuro sida hanti shaqsiyadeed oo ku yaal beerta guryaha moobilka
Amaahda waa laga cafiyaa haddii aadan iibin, beddelin milkiilaha, ama aadan ka bixin guriga muddada amaahda
Noocyo kala duwan oo hanti ah ayaa u-qalmi kara, oo ay ku jiraan, laakiin aan ku xaddidnayn, guryaha keliya, laba-qoys, hal unug oo ka mid ah dabaqyada la degan yahay, iyo guryaha la sameeyay ee lagu cashuuro hanti ahaan ama hanti shaqsiyadeed

Hagaajinta Guriga ee U-Qalma

Hagaajinta aasaasiga ah ee si toos ah u saameeya badbaadada, degganaanshaha, ama waxtarka tamarta guriga
Yareynta halista sumowga dhalada lagu rinjiyeeyo
Xadhka korontada
Dayactirka foornada/kuleylka ama beddelkooda
Dayactirka tuubooyinka biyaha
Dayactirka ama beddelka ceelka ama nidaamka musqusha (septic)
Yareynta radon
Xalinta caaryada
Daaqadaha

Iyadoo la xiriirta Barnaamijyada Amaahda ee Qeybta Guryaha Qoyska Keliya, Hay’adda Guriyeynta ee Minnesota ma bixiso amaah mana abaabusho amaahaha. Hay’addu ma ahan tan bilaabaysa amaahda mana ahan deyma-bixiye waana mid ka madax bannaan amaah-bixiyaha. Shuruudaha macaamilka maaliyadeed ee amaahda guryaha ee lagu fuliyo barnaamijyadan, oo ay ku jiraan macluumaad muhiim ah sida khidmadaha amaahda, boqolkiiba dulsaarka sanadlaha ah (APR), shuruudaha dib-u-bixinta, ogeysiisyada, iyo wax kasta oo kale oo waajib ku ah in macaamilka la siiyo, waa masuuliyadda Amaahiyaha.